Practical tools for real decisions

Smart tools.
Clear answers.

Practical calculators built around the rules, currencies and everyday decisions that matter where you live.

βœ“ Country-specific βœ“ Clear methodology βœ“ No sign-up required βœ“ Free to use
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Tools for the decisions that matter

Focused calculators for personal finances, property, employment and business decisions.

Money & Pay

Salary, paycheck, tax and take-home income calculators.

Property

Mortgages, affordability, property taxes and buying costs.

Loans & Savings

Repayments, overpayments, interest and savings projections.

Work & Business

Hourly rates, margins, VAT/GST and practical business tools.

Built for clarity

Numbers are more useful when you understand them.

GILKUT tools are designed to show the assumptions behind a calculation, explain how the result is produced and identify relevant sources for country-specific rates and rules.

βœ“ Transparent calculations Understand what goes into your result.
βœ“ Country-specific methodology Built around local terminology and applicable rules.
βœ“ Sources & update dates Important assumptions can be checked and reviewed.
βœ“ Privacy-conscious Calculations can run in your browser where practical.